B Com Semester II - Banking and Financial Services
Master the Foundations of Banking and Financial Services: Your Gateway to a Thriving Career in Commerce.
Updated on Jun, 2025
Language - English
Finance and Accounting,Financial Modeling and Analysis,Financial Planning
Lectures -18
Quizzes -1
Duration -2 hours
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Course Description
UNIT-I:INTRODUCTION:
- Functions of Commercial Banks - Emerging Trends in Commercial Banking in India:
- E-Banking –Core Banking – Bank Assurance –OMBUDSMAN.
- RBI Constitution
- Organizational Structure – Management - Objectives – Functions – Monetary Policy
- Types Of Banks
UNIT-II: BANKER AND CUSTOMER RELATIONSHIP:
- Definition of Banker and Customer - Relationship Between Banker and Customer
- KYC normsGeneral and Special Features of Relationship - Opening of Accounts
- Special Types of Customers Like Minor, Married Women, Partnership Firms, Companies, Clubs and Other Non-Trading Institutions.
UNIT-III: NEGOTIABLE INSTRUMENTS:
- Descriptions and their Special Features - Duties and Responsibilities of Paying and Collecting
- Circumstances under which a Banker can refuse Payment of Cheques
- Wrongful Dishonors - Precautions to be taken while Advancing Loans Against Securities – Goods -
- Documents of Title to Goods - Loans against Real Estate -Insurance Policies
Goals
- Understand the Role of Commercial Banks:
Gain a comprehensive understanding of the functions and importance of commercial banks in the financial system, including their role in economic development. - Explore Banker-Customer Relationships:
Analyze the legal and ethical aspects of the banker-customer relationship, including rights, duties, and obligations on both sides. - Examine Negotiable Instruments:
Develop a thorough knowledge of negotiable instruments such as promissory notes, bills of exchange, and cheques, including their legal framework and practical applications. - Application of Banking Operations:
Learn the operational aspects of banking, including deposit mobilization, lending, and fund management.
Curriculum
Check out the detailed breakdown of what’s inside the course
Introduction
10 Lectures
-
Functions of commercial banks, primary and secondary
10:23
10:23
-
Role of banks in the development of economy
03:30
03:30
-
Role of banks
02:39
02:39
-
Role of bank in the Indian economy
04:15
04:15
-
Financial inclusion
04:36
04:36
-
Classification of banks
03:48
03:48
-
Reserve Bank of India- role and function
15:19
15:19
-
Difference between Services and Goods, Meaning of Banking and Types of Banks
14:09
14:09
-
Functions of Commercial Banks, Types of Bank Accounts
16:51
16:51
-
E-Banking- meaning and benefits, main types of digital payments
11:11
11:11
Banker And Customer Relationship
2 Lectures
Negotiable Instruments
5 Lectures
Skill Test
1 Lectures
Instructor Details
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